Commercial Insurance Certificate Program

The Insurance Brokers Association of Ontario (IBAO) offers the Broker Essentials in Commercial Insurance Certificate Program, an on-demand e-learning course designed to help personal lines brokers transition into commercial lines. The program combines foundational knowledge with practical applications, featuring insights from some of Ontario’s top commercial lines brokers. Their expert advice helps bridge the gap between theory and real-world execution.

To earn the certificate, participants must complete all seven modules, which can be taken in any order.

Admission Requirements

• Be a personal lines broker looking to transition into commercial lines.
• Have a foundational understanding of personal lines insurance.
• Be employed at a brokerage or working in the insurance industry.
• Have an interest in expanding knowledge of commercial insurance products and processes.

What You’ll Learn

• The fundamentals of business interruption insurance, including key concepts, coverage options, and risk factors.
• How to identify commercial liability exposures and coverage solutions to mitigate business risks.
• Foundational knowledge of commercial property insurance, including policy structures and common coverage needs.
• The basics of garage policies, including their purpose, coverage types, and who needs them.
• Commercial auto insurance, including key policy components and risk considerations for businesses.
• How to access and apply commercial broker resources to support client interactions and improve policy recommendations.