Personal Lending and Mortgages (PLM)

Go beyond basic knowledge and provide credit and mortgage advice at an expert level with the PLM. Stand out with clients by providing truly insightful service, and stand out with managers by consistently submitting thorough and accurate mortgage applications.

The Personal Lending and Mortgages course provides comprehensive coverage of consumer credit and both standard and advanced mortgages. The course addresses a full range of critical issues related to loan and complex mortgage products. It prepares professionals to answer sophisticated questions from demanding clients and to clear up common misunderstandings. Those who complete the course will be able to increase client trust and boost business by demonstrating a level of expertise that sets them apart from their peers.

The Personal Lending and Mortgages course will benefit financial services professionals involved in loan and mortgage-related services. Potential applicants include financial planners, mortgages specialists, account managers, financial service managers, bank and lending managers, mortgage brokers, small business bankers, and realtors. It may also serve as a refresher course with extended learning for experienced mortgage advisors who are not used to working with advanced mortgages.

What You’ll Learn

• Conduct credit investigations and assessments.
• Calculate the cost of borrowing for clients.
• Recommend consumer credit and mortgage products including creditor insurance.
• Identify how to minimize credit default situations and mortgage default.
• Understand lending in changing economic climates.
• Distinguish various types of mortgage loans.
• Determine the stipulations of land title and registration.
• Complete mortgage disbursement and documentation requirements.