Financial Planning

Mohawk College’s Financial Planning Certificate equips learners with the foundational skills needed to support clients in achieving financial security and wealth goals. This program covers essential retirement planning tools, including government and employer-sponsored programs, personal savings strategies, and tax-advantaged accounts. Students explore education savings, the Home Buyers’ Plan, and Tax-Free Savings Accounts in the context of long-term planning.

In-depth courses on risk management address insurance needs related to disability, death, property, and liability. Estate planning topics include wills, family law considerations, and tax implications upon death. The program also prepares students to design and assess investment portfolios tailored to individual client needs through the strategic investment planning process.

Tax education includes basic income tax return preparation, understanding of various business structures, and application of current federal and provincial tax legislation. Learners gain insight into maximizing tax deductions and credits, and weighing the benefits of different tax strategies.

This certificate is ideal for those looking to build a career in financial planning or add value to their current professional role.

What You’ll Learn

• Collect the quantitative information required to develop a financial plan.
• Collect the qualitative information required to develop a financial plan.
• Identify potential opportunities and constraints.
• Assess information to formulate strategies.
• Formulate and evaluate strategies to develop a financial plan.